According to Apple, these new software features for iPhone and iPad are coming this year

Although iOS 17 speculations are already in full swing, there are still a few features that have been announced by Apple but are yet to be released for iPhone and iPad users. New Apple Pay and Apple Card features, Safari updates, and more. is on the way. See below as we summarize all previously announced features for iPhone and iPad…

Apple pays later

Apple is stepping up its initiatives in the personal finance sector and one of its most anticipated new features in this category is called Apple Pay Later. Announced at WWDC 2022, Apple Pay Later will let you split Apple Pay purchases into four equal payments over six weeks at zero interest.

Apple Pay Later’s functionality is similar to competitors like Affirm and Klarna, two of the companies leading the modern wave of “buy now, pay later” platforms. Apple, however, says its platform will be “seamless and secure” with integration into the Apple Wallet app and no fees.

When Apple Pay Later was announced at WWDC 2022, there was no specific timeline for when it would be available to customers. This feature was not included in the first release of iOS 16 and has not been added with subsequent software updates. Bloomberg stated that the feature faced “significant technical and engineering issues”.

Once launched, Apple Pay Later will be “available wherever Apple Pay is accepted online or in-app” to “eligible applicants in the United States.”

Apple Card Savings Account

Continuing its focus on financial services, Apple also announced that it will integrate its high-yield savings account directly into the Wallet app for Apple Card users. The feature was announced in October, with Apple announcing that it would be available “soon.” Since the Apple Card is only available in the US, the new savings account will also be limited to the US.

The Apple Card Savings Account will allow you to have your Daily Cash rewards automatically deposited into the account. It will fully integrate with Apple Wallet apps, allowing you to track account balances and growth over time, and even make additional deposits through a linked bank account.

The Apple Card savings account will be managed in partnership with Goldman Sachs, Apple’s partner for the Apple Card itself. It’s unclear exactly how much interest the account will pay, but Goldman’s current online savings account yields 3.30% annually.

The next generation of CarPlay

At WWDC, Apple unveiled what it described as “the next generation of CarPlay.” However, despite the initial announcement at WWDC 2022, it’s a feature that even Apple admits won’t be available for a while.

The new CarPlay interface is an overhaul of what is currently offered. It will offer support for multiple displays in your car and can integrate deeply into your car’s hardware. In fact, this new CarPlay design can completely replace the manufacturer’s own digital interfaces:

• Speed, fuel level, temperature, etc. on the instrument panel
• Control the radio or change the climate directly via CarPlay
• Customize the driving experience by choosing different sized cluster designs
• With widgets, users will view weather and music information directly on their car’s dashboard

This is a big deal for Apple, which requires close cooperation with automakers willing to adopt the new CarPlay interface. Apple says more information will be “shared in the future,” and we can expect the first cars to support the new CarPlay design toward the end of this year.

Apple classic music

Ah yes, classic Apple Music. This isn’t necessarily an iOS 16-specific feature, but it’s something Apple said would be available in 2022… and it hasn’t been. Apple acquired classical music service Primephonic in 2021, immediately removed the app from the App Store and integrated the content into its own Music app.

However, Apple has also promised that sometime in 2022 it will release a “dedicated classical music app” that “combines the classic Primephonic user interface with more additional features.” It didn’t happen until 2022, and Apple hasn’t said anything about when the app will launch.

At this point, given Apple’s silence on the matter, we’re starting to wonder if Apple Music Classical will be removed (or significantly reduced in scope). The good news is that references to the service have been discovered in iOS code. We hope to get an update soon.

Web push notifications

Here’s something that’s largely flown under the radar since it was officially announced: web push notification support for Safari on iOS and iPadOS. It was announced at WWDC last year, when Apple said that Safari on iPad and iPhone would support push notifications from websites for the first time.

Support for web notifications in Safari has been available on the Mac for several years, but is notably absent from the iPhone and iPad. A post about Mastodon by Jen Simmons, an Apple evangelist on the company’s Web Developer Experience team, reminded us of this feature.

In the post, Simmons asked users to share their “favorite web apps” they’ve added to their iPhone home screen. This could be a signal of Apple’s continued work on web push notifications for iPhone and iPad can be Several other improvements to how Progressive Web Apps work on Apple platforms.

Apple says support for web notifications on iPhone and iPadOS will be available sometime in 2023. This feature is not yet implemented in beta versions of iOS 16.

The new architecture of the house

With iOS 16.2 in October, Apple introduced a new connectivity architecture for HomeKit that provides “improved performance and reliability for accessories in your home.” It turned out that this was not the case, and it backfired for many users who chose to switch to the new architecture.

In response to backlash and complaints, Apple abandoned the new architecture altogether last month. The company said in a statement:

“We are aware of an issue that may affect users’ home sharing capabilities in the Home app. A fix will be available soon. In the meantime, we’ve temporarily removed the option to upgrade to the new Home architecture. Users who have already updated will not be affected.”

There is no official word on when Apple plans to re-implement this new HomeKit architecture. Proof Recent iOS betas show that the company continues to work on the platform.

Finally, there’s a security and privacy-focused feature that Apple announced this year. iMessage Communication Key Verification is intended for “users facing unusual digital threats,” including journalists, human rights activists, and government officials.

The feature works by giving these users a way to further verify that they are sending messages to the people they want. Apple explains:

The vast majority of users will never be the target of a high-level cyberattack, but this feature provides an extra layer of security for those who might. If an exceptionally sophisticated adversary, such as a state-sponsored attacker, is able to access the cloud servers and access their device to eavesdrop on these encrypted communications, conversations between users with iMessage key verification enabled receive automatic alerts. And for added security, iMessage Contact Key Verification users can compare their contact verification code in person, on FaceTime, or over another secure call.

According to Apple, iMessage ignition key verification will be available “worldwide” in 2023.

iOS 16.4 should be out soon…

iOS 16.3 became available last week with a number of features and changes, especially targeting the HomePod. Now that this update has been released, we expect the company to start beta testing iOS 16.4 potentially within the next few days.

Whether iOS 16.4 will include any of these features remains to be seen, but I hope it will.

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