Early retirement savings: Mixed 2022 returns for PrimoPER, Euro Pension Security 0%, Euro Classic 2% – Savings Guide

PrimoPER, mixed returns in 2022

After a year of high returns in 2021, 2022 will remain a challenging year for the stock market. The [a[fonds en euros dynamiques]a], betting on growth in financial markets, therefore logically shows a 0% return in 2022. However, they fully protect the invested capital. [1].

PrimoPER, an individual PER, distributed exclusively by Primonial, insured by Oradéa Vie, offers a minimum investment of three euros. The Euro fund Euro Templin plays only a technical role to await investment in the Sécurité Retraite Euro fund, which has fixed investment periods.

EURO CURRENCY SECURITY: 0% in 2022

Thus, the dynamic euro fund SÉCURITE RETIREMENT EURO closes at 0% for 2022, protecting the net capital invested, excluding fees, arbitrage and applicable taxes.

EURO CLASSIC

PrimoPER’s classic euro fund, solid and diversified support in both government bonds and corporate bonds, returns 2.00% in 2022 (compared to 2021) [2].

EURO SPRINGBOARD

When investing in the Sécurité Retraite Euro fund, clients’ savings are invested for N years in the Euro Tremplin holding fund before being transferred to the Sécurité Retraite Euro the following year. In 2022, the Euro Tremplin fund performed 1.90% [3].

Profile funds, average performance

PrimoPER’s second management method is “CAP PETIREMENT” management, aimed at thrifts who want turnkey management designed by professionals. This management is mainly based on 2 innovative supports:

• DYNAMIC FUTURE CHESSBOARD (SRRI 6): -13.55% with an indicator [4] Through 2022, the time management core fund has performed 3.60% year-to-date since inception (04/30/2020) [5].
• ECHEQUIER AVENIR (SRRI 3): with a performance of -3.65% [6] The fund, which is used as an intermediate support during the desensitization phase during 2022, has shown an annual performance of 0.50% since its launch (04/30/2020). [7].

Latifah Kamal, Director of Product Development and Heritage Engineering of Primonial Group: “ In a context marked by financial market volatility and more than 2 years after their launch, the Echiquier Avenir (SRRI 3) and Echiquier Avenir Dynamique (SRRI 6) funds have demonstrated their resilience. Specifically suited to the challenge of preparing for retirement, these two funds aim for significant diversification through a global investment universe and multiple asset classes covered. Once again, we are pleased with this collaboration with La Financière de l’Echiquier to better respond to the new issues of savers and to offer attractive returns even during more volatile market phases. At the same time, the performance engine of Sécurité Retraite Euro, indexed to the active management mandate entrusted to La Financière de l’Échiquier, played its part, that is, it sought returns for a long-term investment horizon while guaranteeing invested capital. [8]. »

Past performance does not guarantee future performance. Unit-linked units present the risk of capital loss.